Personal Checking

Easy access to your money is what banking should be about. And that’s exactly what you get with your membership in OTS Employees Credit Union and our convenient Checking Account services.

No monthly charge, free checks and more.

Earn interest on your checking balance.

Like carrying cash or checks, only easier.

What we mean by FREE

Simply this: OTS Employees Credit Union Checking Accounts are offered at no monthly charge to our members as long as the terms of the account are being met. Please refer to agreements and disclosures for details.

Learn more about checking accounts

Managing your checking account is important, and OTS Employees Credit Union wants to help. So we’re excited to present Checking Navigator, a free online educational tool that includes:

  • Definitions of terms such as debit and credit
  • Interactive quizzes to test how much you’ve learned
  • Tips to help you keep your account in order

And there’s a lot more, all to help you understand your checking account, the options that are available to you and how you can avoid costly overdraft fees. No one wants to pay fees if there are ways to avoid it.

Find the Checking Navigator here. You do need to fill out your email address and other information, all of which will be kept confidential.

Reorder Checks

You may order checks through Online Banking by logging into your account from our homepage at otsecu.com. From there, navigate to the Reorder Checks link listed under Additional Services from the main navigation menu.

Or, you can order checks by accessing the re-ordering website.

It's Easy To Become a member!

Join Today

Membership ($5 in Savings) required for service. Other requirements may apply. Account closing may result in forfeiture of dividends earned for the current month. Other conditions may apply. See branch for details.