Debit Card

Getting money in Hawaii is best when you have an OTS Employees Federal Credit Union VISA® Rewards debit card! Members get the convenience of ATM card access plus the purchasing power of a VISA® debit card. Purchases are automatically deducted from your checking account. Use it like a credit card, but avoid the interest and late payment fees.

OTS Employees Credit Union Debit Card

VISA® Rewards Debit Card

  • Earn 1 reward point for every $2 on signature-based transactions
  • EMV chip for added security and control
Debit Card Benefits
  • 24-hour access to your funds
  • Withdraw up to $500 per day
  • FREE unlimited APFCU ATM access
  • FREE ATM point-of-sale transactions at participating merchants
  • FREE access to non-APFCU ATMs up to five (5) transactions per month (ATM surcharges may apply)*
  • No-surcharge access at CO-OP and First Hawaiian Bank, American Savings Bank, Hawaii National Bank and Bank of Nevada ATMs. Non-APFCU ATM withdrawal fee rule applies.*
  • Earn rewards points on qualified purchases
Manage and redeem your Aloha Pacific Rewards points

Visit the Aloha Pacific Rewards website to access your account. You must re-register your debit card if you are logging into the website for the first time.

It's Easy To Become a member!

Join Today

Membership ($5 in Savings) required for service. Other requirements may apply. Account closing may result in forfeiture of dividends earned for the current month. Other conditions may apply. See branch for details.

*Five (5) non-APFCU ATM withdrawal fees are waived per month. ATM surcharge fees charged by the ATM owner may apply. First Hawaiian Bank, American Savings Bank, Hawaii National Bank, Bank of Nevada and CO-OP network ATM surcharge fees are waived. Fees may reduce earnings. Some restrictions may apply. Terms, conditions and rates subject to change after the account is opened. Refer to account rules and regulations, fee schedule, rate sheet and other disclosures. Contact a branch for more details about applicable fees and terms.