Business Debit Cards

Getting money in Hawaii is best when you have an OTS Employees Credit Union VISA® Rewards Business Debit card! Members get the convenience of ATM card access plus the purchasing power of a VISA® debit card. Purchases are automatically deducted from your checking account. Use it like a credit card, but avoid the interest and late payment fees.

OTS Employees Credit Union Rewards Business Debit Card

OTS Employees Credit Union VISA® Rewards Business Debit Card

  • Earn 1 reward point for every $2 on signature-based transactions
  • EMV chip for added security and control
Business Debit Card Benefits
  • 24-hour access to your funds
  • Withdraw up to $500 per day
  • FREE unlimited APFCU ATM access
  • FREE ATM point-of-sale transactions at participating merchants
  • FREE access to non-APFCU ATMs up to five (5) transactions per month (ATM surcharges may apply)*
  • No-surcharge access at CO-OP and First Hawaiian Bank, American Savings Bank, Hawaii National Bank and Bank of Nevada ATMs (non-APFCU ATM withdrawal fee rule applies)*
  • Earn rewards points on qualified purchases

*Five (5) non-APFCU ATM withdrawal fees are waived per month. ATM surcharge fees charged by the ATM owner may apply. First Hawaiian Bank, American Savings Bank, Hawaii National Bank, Bank of Nevada and CO-OP network ATM surcharge fees are waived.

Fees may reduce earnings. Some restrictions may apply. Terms, conditions and rates subject to change after the account is opened. Refer to account rules and regulations, fee schedule, rate sheet and other disclosures. Contact a branch for more details about applicable fees and terms.