Credit Cards

Step up to our VISA^® Platinum Cards, widely accepted and safer than cash.

All OTS Employees Credit Union credit cards have no annual fee, offer competitive rates and have no balance transfer fees. Our cards also include embedded chips in addition to the magnetic stripe on the back of the card. The chips provide added security and ease of use for purchases made locally and abroad.

Choose Your Card Design

Choose from one of two new designs: Graphic or Children's Miracle Network Hospitals.

OTS Employees Credit Union Credit Card Graphic Design
Graphic Design

OTS Employees Credit Union Credit Card CMN Hospitals Design
Children's Miracle Network Hospitals Design

When you select our Children's Miracle Network Hospitals Design, we will also donate a portion of your purchases toward Kapi'olani Medical Center for Women & Children. It is Hawaii's only Children's Miracle Network Hospital since 1984.

Choose Your Card Benefit

VISA^® Platinum Rewards

Earn points for every purchase in the Aloha Pacific Rewards program, redeemable for gift cards, travel, merchandise, and more.

No annual fee
Earn 1 reward point for every $1 spent
No foreign transaction fees
Embedded chip for added security
No balance transfer fees
Rates as low as 11.49% APR¹

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VISA^® Platinum Cashback

Earn cash back with every purchase whether it's for gas, groceries or dining out. There's no limit to how much credit back you'll receive.

No annual fee
Receive 1% cash back on all purchases
No foreign transaction fees
Embedded chip for added security
No balance transfer fees
Rates as low as 14.49% APR¹

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VISA^® Platinum Preferred

Our low, competitive rate means greater savings to make paying off your balance easier compared to other credit cards.

No annual fee
Lower annual percentage rate
No foreign transaction fees
Embedded chip for added security
No balance transfer Fees
Rates as low as 9.49% APR¹

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[1] All rates & offers effective 7/1/2018 unless noted & subject to change. Other restrictions may apply. Membership ($5 in a regular savings) required. APR = Annual Percentage Rate, unless noted & subject to approval. Contact an employee for further information about applicable fees & terms.