VISA® Platinum Preferred

Welcome to Platinum Preferred: lower rates = greater savings

Two Card Designs

Choose from one of two VISA® Platinum credit card designs: Graphic or Children's Miracle Network Hospitals.

OTS Employees Credit Union Credit Card Graphic Design
Graphic Design

OTS Employees Credit Union Credit Card CMN Hospitals Design
Children's Miracle Network Hospitals Design

When you select our Children's Miracle Network Hospitals Design, we will also donate a portion of your purchases towards Kapi'olani Medical Center for Women & Children. They are Hawaii's only Children's Miracle Network Hospital since 1984.

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VISA® Platinum Preferred

  • No annual fee
  • Lower annual percentage rate
  • No foreign transaction fees
  • Embedded chip for added security
  • No balance transfer fees
  • Rates as low as 9.49% APR1

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With any VISA® Platinum card, you can reap these benefits:

  • Travel accident insurance
  • Baggage delay reimbursement
  • Cell phone protection
  • VISA® Roadside Dispatch, a pay-per-use program
  • Travel and emergency assistance services
  • Purchase security and extended protection benefits
  • Return protection
  • Auto rental collision damage waiver

View Benefits Disclosures

Manage your VISA® Platinum Credit Card

Visit the GoToMyCard website to access your account, our new online credit card access tool available now. You must re-register your credit card to use this service.

It's Easy To Become a member!

Join Today

Membership ($5 in Savings) required for service. Other requirements may apply. Account closing may result in forfeiture of dividends earned for the current month. Other conditions may apply. See branch for details.

[1] All rates & offers effective 7/1/2018 unless noted & subject to change. Other restrictions may apply. Membership ($5 in a regular savings) required. APR = Annual Percentage Rate, unless noted & subject to approval. Contact an employee for further information about applicable fees & terms.

Some restrictions apply. Your application approval is based on creditworthiness. Programs may be modified or canceled at any time. See branch for details.