Home Equity Loan & HELOC
Leveraging the equity in your home is a great way to help pay for college, home renovations or unexpected medical expenses — and there can be tax benefits as well (consult with your tax advisor to be sure). We offer two options, both featuring affordable rates and terms for owner-occupant and investor properties.
See Loan Rates See Home Loan Checklist
Home Equity Loan
Borrow against the value of your home at a fixed rate and term.
Home Equity Line of Credit (HELOC)
A revolving line of credit that enables you to borrow money when and as you need it.
Realty Services
As a member, you can receive personal service from a licensed realtor when buying or selling your home by using Aloha Pacific Premier Realty LLC.
Call 808-531-HOME (4663) or click here for more information: Learn More
APPLY FOR A LOAN
At OTS Employees Credit Union, we strive to provide you with quick, safe and convenient services. You can begin the application process by clicking on the link below.
We’ll get back to you as soon as possible.